Renaissance Benefit Advisors was founded in 1996 by Richard Scarborough. Renaissance has provided human resources and Employee Benefit Solutions for small, medium, and large-sized businesses who wanted to manage their risks predominately in the “Fully Insured” Market.
Since inception, we have offered a wide range of competitive HR, payroll, tax and benefits administration solutions from a single source; in 2012 we completely changed our business model along with our dba “Renaissance Employer Solutions.” While we still offer these services, our primary focus turned to Self-Funded Medical Captives and Direct Primary Care Contracting.
March 23rd 2010, the day the PPACA was signed into law, became a “game changer” not just for Employers, but for their consultants as well.
Richard then created a Medical Captive division within the agency that focused primarily on the cost drivers (high dollar claims) that were, ultimately, impacting high rate increases for employers. Richard partnered with National TPA’s, Provider Technology Managers and Cost Containment Vendors to substantially reduce the cost of insurance to his clients while, at the same time, enhancing their Employee Benefits Program.
In 2013, Bryn Scarborough joined Renaissance after creating an ACA Compliance Software Program with a focus primarily on the Hospitality & Construction Industry. Due to PPACA guidelines Employers were required to establish a measurement period, “track” variable hour employees & file the documentation with the IRS. Bryn has been featured in multiple print and online publications regarding her PPACA Software Program as well as a guest speaker on Sirius Patriot Channel 125 in 2016.
In 2017, Renaissance has further expanded our breadth of services to include Renaissance Primary Care, LLC. This division works with Providers (Primary & Specialty) to contract directly with Employers to maximize savings while enhancing their employees’ physician benefits & overall experience with minimal cost.
The most exciting venture to date is the opening of our CareHere Primary Care & Wellness Facility July 1st 2018. This Primary Care Office is available exclusively to Employers who join for a monthly fee (per employee per month). Employers and their Employees can experience receiving Primary Physician Care, Lab work, Pharmaceutical needs & Wellness in one location.
Please continue to CareHere to review our services and schedule a tour of our CareHere facility located in Downtown Orlando.
Renaissance Executive Staff
Rich Scarborough, President, CEO
Have you established a 5 year time horizon towards you employer medical program? Fully insured carriers have done a wonderful job of training employers to have a 12 month program, which is to their financial advantage and the employers’ TREMENDOUS disadvantage. Renaissance Employer Solutions is the "Game Changer"for employers. We put the employer in total control of their financial future with their employee medical plan eliminating fully insured carrier profitability and limiting Affordable Care Act exposure.
Our exclusive, national, Medical Captive Insurance Company is only available through limited agents nationwide. Due to our 25 years of consulting experience, we are fortunate to be the only consulting firm in Central Florida aligning employers with our medical captive program and eliminating excessive profits of traditional medical carriers.
Our onsite & near site primary care physician model will get employees’ healthcare costs under control. 40% of all employees have not seen a primary care physician in the last 2 years; soaring healthcare costs drives health insurance rates…it’s that simple.
ACA compliance continues progress with the IRS currently auditing PPACA compliance for the 2015 tax year. All employers must comply or be subject to severe IRS penalties & fines. Our firm fulfills all IRS & Department of Labor requirements for our clients, at no additional cost.
Fully insured medical insurance is matching “winners” with “losers…” the winners always subsidize the losers. My question to you is, “Are you a company that wants to win or a company that wants to lose?”
My niche market is identifying Employers that have had their DAMMIT moment: "Dammit, I am not going to pay another rate increase! There HAS to be another way to manage my program.”
The number one question I ask my customers is the following:
"Is your employee benefit program where it is today because of an intentional strategy determined 2-3 years ago that you have executed, or is it where it is today because of a series of reactions to premium increases?" I never ask a question I don't already know the answer to....
Qualifying for a Medical Captive is our solution for employers to take control of their costs, drive down claims and formulate a strategy for long-term success.
I gained extensive knowledge of “the best kept secrets” while working behind the proverbial “curtain” of 2 Insurance Industry Giants. Whether you are being delivered a 50% rate increase or a 0% rate increase fully insured…you are leaving money on the table.
With our strategic programs, we eliminate Insurance Company Profit Margin and put money back in to your Employee Benefits Program which will, ultimately, improve the health and productivity of your employees.
My career in Employee Management & Advocacy started in the Entertainment Industry in 2008. For 8 years, I worked with Human Resources as an advocate for Employee Benefits Implementation, Management, Health & Wellness Initiatives for Disneyland, Disney World, SeaWorld Orlando and San Diego, including various Production Companies in the Central Florida area. In 2016, I was recruited by Renaissance Benefit Advisors due to the prior success’ achieved, specifically, in employee engagement for Wellness and Patient Advocacy.
Employee Advocate & Wellness Director
Growing up in Orange County, Ca I began producing music sound tracks for various art studios and colleges in 2004. As a consultant for World Entertainment's ‘Cirque De La Mer’ I continued to pursue videography, video editing, web and graphic design, and 3d renders for individual productions and Cirque artists from Cirque Du Soleil, San Diego Zoo, and various corporate entertainment companies. In 2017 I was taken on by a software development firm, and continue to freelance web, photo, video, 3d, music production, and software development.